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All posts for the month May, 2009

What Matters Most

Published May 12, 2009 by starvillanueva

 

                                       
The worldwide economy might be recessing for now but no one can stop people from investing their money in the stock market or in other similar fields of

investment. Another way of investing your money is by buying jewelry. One of the reasons why this is so popular is because it’s not a fad, meaning Gold Diamonds are always in. It’s also in our way of life. Wearing jewelry has been a part of some cultures already. Another reason is it’s a low-risk investment because you won’t have to pay a large amount to own a pair of earrings. Should you ever need money, you can always pawn your jewelry to the nearest pawnshop, which is really convenient! =)

 

 

 

But still don’t forget to stay fit and healthy- because, health is wealth. Be conscious and keep track of your condition and do frequent exercises. Keep an eye on what goes into your stomach and make sure to take in only nutritious food such as fruits & vegetables, of course no one wants to get sick!

 

 

Lastly, save money. Save as much as you can. It’s one of the most essential Armour we must all keep in. Put this on top of your list and all else will follow. I’m not saying deprive yourself, of course it’s ok to spend and give some reward to yourself after a job well done but too much is not practical. Be smart to look on the cost of the goods you purchase and as much as possible, avoid spending too much on luxuries.


 

* Do you want to work away from your family or just stay home with your future children while waiting for your income? It’s your choice.
 

The Personality Test at 35,000 Feet

Published May 11, 2009 by starvillanueva
Your Personality at 35,000 Feet Is Friendly and Gregarious
Deep down, you vastly prefer being with others to being alone. You love to engage people in conversation.

You are good with your place in the world. You are confident and comfortable with who you are.

Your gift is relating to other people. You don’t hide from your own emotions, and you are good at drawing other people out.

You are inspired by what is possible. Real life is often too ordinary for you.

It’s very easy for you to feel happy. You can find peace with any situation.

The Personality Test at 35,000 Feet

MUNICH, GERMANY (Travel Review)

Published May 4, 2009 by starvillanueva

The Flight from Doha to Munich was only 6hrs, the flight departs around 02:00am by the time we arrived in our hotel – Hilton Munich, it’s only 09:00am local time.

 

I told my colleagues that it’s my 1st time to do the flight because I keep on swapping it for Manila! But since I already swapped my 2 days Milan for a 24hrs Manila, I guess it’s time for me to explore Munich!

 

The signage was pretty good and I had no trouble finding my way around even though German names (double ss’s and double ff’s) were a bitof a challenge! Because I was with Sandy & Jennifer (my tour guides) they always have Germany Flights (Berlin, Munich & Frankfurt). Through a €9.00 tram. We went to Marienplatz Central Square. The ride was about 20 mins.

 

Marienplatz was full of nice boutiques, shoe shops and eating places.  The Rathaus-Glockenspiel is also there it plays to visitors from all over the world. There are figures mechanically danced around the clock tower. (usually around 5 past the designated hour).

 

Also had a very huge snack of grilled veal sausages in Old Town then went to Galeria Supermarket to buy some food while on the hotel and my favorite comfort snack CHOCOLATES!!! As I munched my way around the supermarket I realized it’s no wonder the German’s call Munich Munchin’… I mean "Munchen" Then later on had gluttonous pork dinner on Weisses Brauhaus Restaurant  in front of Old City hall.

***More Pictures in my Photoblog-Click Here***

Leave A Message

Published May 3, 2009 by starvillanueva

Hi everyone! I’ve been answering numerous inquiries about how to be a flight attendant & beauty tips, etc. Through a personal message everyday. If you have questions, inquiries or If you like me to feature any topic, you may suggest it here,  so that others can read it as well. (You don’t have to be a member to leave a comment.)

 

Don’t forget to include your:

 

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Thank you…

Why You Are Not Rich?

Published May 1, 2009 by starvillanueva


Many people assume they aren’t rich because they don’t earn enough money. If I only earned a little more, I could save and invest better, they say.

The problem with that theory is they were probably making exactly the same argument before their last several raises. Becoming a millionaire has less to do with how much you make, it’s how you treat money in your daily life.
The list of reasons you may not be rich doesn’t end at 10. Caring what your neighbors think, not being patient, having bad habits, not having goals, not being prepared, trying to make a quick buck, relying on others to handle your money, investing in things you don’t understand, being financially afraid and ignoring your finances.

Here are 10 more possible reasons you aren’t rich:

You care what your car lookslike: A car is a means of transportation to get from one place to another, but many people don’t view it that way. Instead, they consider it a reflection of themselves and spend money every two years or so to impress others instead of driving the car for its entire useful life and investing the money saved.

You feel entitlement: If you believe you deserve to live a certain lifestyle, have certain things and spend a certain amount before you have earned to live that way, you will have to borrow money. That large chunk of debt will keep you from building wealth.

You lack diversification: There is a reason one of the oldest pieces of financial advice is to not keep all your eggs in a single basket. Having a diversified investment portfolio makes it much less likely that wealth will suddenly disappear.

You started too late: The magic of compound interest works best over long periods of time. If you find you’re always saying there will be time to save and invest in a couple more years, you’ll wake up one day to find retirement is just around the corner and there is still nothing in your retirement account.

You don’t do what you enjoy: While your job doesn’t necessarily need to be your dream job, you need to enjoy it. If you choose a job you don’t like just for the money, you’ll likely spend all that extra cash trying to relieve the stress of doing work you hate.

You don’t like to learn: You may have assumed that once you graduated from college, there was no need to study or learn. That attitude might be enough to get you your first job or keep you employed, but it will never make you rich. A willingness to learn to improve your career and finances are essential if you want to eventually become wealthy.

You buy things you don’t use: Take a look around your house, in the closets, basement, attic and garage and see if there are a lot of things you haven’t used in the past year. If there are, chances are that all those things you purchased were wasted money that could have been used to increase your net worth.

You don’t understand value: You buy things for any number of reasons besides the value that the purchase brings to you. This is not limited to those who feel the need to buy the most expensive items, but can also apply to those who always purchase the cheapest goods. Rarely are either the best value, and it’s only when you learn to purchase good value that you have money left over to invest for your future


Your house is too big: When you buy a house that is bigger than you can afford or need, you end up spending extra money on longer debt payments, increased taxes, higher upkeep and more things to fill it. Some people will try to argue that the increased value of the house makes it a good investment, but the truth is that unless you are willing to downgrade your living standards, which most people are not, it will never be a liquid asset or money that you can ever use and enjoy.

* Just a Repost