I woke up this morning having the thought of buying another property, I’ve really wanted my savings to be put in a good investment where it will appreciate or earned more but I want it to scattered, If you ‘ve been following my blog, I hope you already know what I mean-Scattered. In my opinion, it’s better to have house & lot, Savings/Checks/ ATM Account, Time deposit, a job & owned business Star Bliss Salon & Spa – The more the merrier! =)

I believed each of those mentioned above are good to have and with different purpose. Because, if you own a house it’s not necessarily mean you have to live there. You may have it rented or sell it when the value increased then inherit it to your children.

It’s also good to have lot property because someday you may use the space to/ build apartments. Yes, That is one of my future plans to have my own building of studio type apartments it doesn’t have to be luxurious or high-rise but just a decent place to rented out.  I know someone who earns 80,000 pesos a month for just 12 doors of small but studious apartment in QC and they have family business as well. Wow! “Money be gets in money”. huh!

Time Deposit is also essential for emergency fund and for business purposes ATM, everybody knows where it’s for. Credit cards, I used it for online purchase and for international shopping so that Idon’t have to buy different currencies again and again.

While, Checking account! Is a must! I have Checking account since I was 12 and I can say it’s really useful for transactions! Plus you don’t need to withdraw and bring big amount. When I was a kid, I used to sign my mom’s checks and play with them! Up to this day, I can still forge her signature and she knew that! Hahaha!