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All posts for the month March, 2009

Where to Invest Money

Published March 31, 2009 by starvillanueva

   

Choosing where to invest money is not an easy task for any investor. There are, however, a few basic principles that can be applied to ensure the maximum Return On Investment, or ROI. Using these principles as a guide will help build a pathway to financial independence.

Diversification is an indispensable risk-management practice. By investing in a variety of different financial products, one investment falling through will not ruin an entire portfolio. The old adage says not to put all of one’s eggs in a single basket. Without adequate diversification, a portfolio is at greater risk. An example a diverse portfolio is one that is invested in stocks, mutual funds, bonds and commodities.

Liquidity is another key strategy. Choose investments that can be liquidated with a minimum hassle. A savvy investor doesn’t want to turn down an ideal opportunity because all of their assets are tied up in other, not as lucrative, ventures. Furthermore, liquidity allows an investor quickly to sell off any investments that are in decline and negate any negative impact on a whole portfolio.

Lastly, consider the Speed Of Return, or SOR, on an investment. One way to build success in the marketplace is to choose investments that pay dividends quickly, then re-invest capital, profit, or both. The sooner a return on an investment is made, the sooner that money can be turned around into a larger investment that has the potential to yield an even larger result.

Follow these principles and you’ll be a savvy investor who knows exactly where to invest money effectively.

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* Article Source: http://EzineArticles.com/?expert=Richard_Blaine

Sleep Deprived March Roster

Published March 29, 2009 by starvillanueva

Finally the month will soon be over… I don’t like my roster this month… Too much turnarounds all minimum rest – departing evening – arriving morning – departing evening again & again… and for the 1st time after more than a year I don’t have any U.S flight! When I was in Economy minimum of 3-4 Washington or New York flight each month, but as Premium class crew no more!? Waaaah! I earned more at the Aft Cabin! hehehe! Joke.

Then, I supposed to go on a 7days Beijing Flight. I was ready. All set. My transport pick up arrived but when I was signing in for the flight in Qatar Airways technical bldg. I was like “Hmmm, how come it’s different flight number?” OMG! They just change my flight without any notice at all… That evening I flew to Manchester, UK. I don’t mind doing the flight since I haven’t been there because I keep swapping that flight for MNL but how can I go shopping?!  My suitcase is filled with gym attire, Jackets & boots. The Hotel in Manchester is Midland. The location is perfect for shopping there’s H&M, Zara, Mark & Spencer,Topshop and “Primark” is just 5mins walking distance yehey!

I really wanted to buy lots of stuff but my suitcase is packed for 7 days stay in Beijing. (No much space) But still I managed to bought lots of stuff like 2 Jackets, Lingeries, Tops, lots of warming tights, (good for winter) & some pasalubong. Spent about 70 pounds.

Back in Doha, I have Roster changes again!!! They gave me Delhi – Bahrain – Delhi back to back turn around flights!!! Waaah!!! Best word to described it – Damn Tiring!!!

I also had Tripoli – Cassablanca (morocco), I don’t have picture there because I didn’t go out, I just went to Spa for a relaxing massage & tried the much talk about “Hammam” service. (Their term for body scrub). Unfortunately, it wasn’t relaxing at all. My skin has a lot of nail scratch afterwards & the way they massage is not gentle. Ouch! Nothing beats Thai Massage or Swedish Massage in The Spa, Fitness First or City Lifestyle QC.

* View the rest of the pictures in my Photo Blog

Wishful Thinking: Nice Roster of flights for the month of April!!! =)

Narita accident Strands 1,600 pax in Manila

Published March 24, 2009 by starvillanueva

                                  

Four Boeing 747-400 flights going out of Ninoy Aquino International Airport was cancelled after a FedEx MD-11 cargo aircraft crash at 6:49 am (7:49 Manila time) yesterday in Tokyo’s Narita Airport and consequently causing the closure of one of its runway and resulting to cancellation of 38 outgoing flights.

The FedEx cargo plane smashed into the runway and burst into a ball of fire while attempting to land killing the pilot Kevin Kyle Mosley, 54, and copilot Anthony Stephen Pino, 49. Aviation Accident Investigators believed that wind shear, an aviation term for sudden gust of strong wind, may have been a factor in the accident.

The airlines that were unable to leave Manila was Japan Airlines flight JL746 scheduled to depart at 9:10, while JL741 which is supposed to arrive in the afternoon failed to depart from the same airport for a return trip. Northwest flight NW002 which was scheduled to leave for Detroit via Narita at 8 am with about 400 passengers, was also cancelled.

Meanwhile, a Boeing 747 Philippine Airlines flight PR431 from Tokyo failed to arrive at 1:30 pm. Its return flight to Narita, PR432, marooned another 400 passengers at the Centennial Terminal 2.

The accident however strands thousands of passengers, half of it bound for the United States, which was left unattended at Terminals 1 and 2. Its been a practice of airlines that in the case of unforeseen event, such as the FedEx plane crash, that the carrier is not responsible for hotel accommodations of stranded passengers or to take care of their food billings, except when the reason for suspension of flight was when the airplane they were supposed to take experience technical problems.

* Source
 

My Golden Valentine

Published March 5, 2009 by starvillanueva

It’s better late than never post it at all, just want to explain why all of a sudden we were wearing huge Gold jewelries last Valentines day at Chili’s Restaurant. On Feb 14’ 2009, we had our family picture taken on a studio (as mentioned in earlier blog). It was the exact number of jewelries she was once wore on our portrait 16yrs ago! She’s just so happy that after all these years “walang nabawas, nasanla or nabenta” sa collections niya nadadagdagan pa.

 

Then while we were in the restaurant my sisters and I are having fun fitting all those while were joking around saying:

Star: “ah ito akin ‘to – ako  ang paborito!”

Alma: “Hindi sakin yan, ako panganay!”

Kristine: “Pagsawaan nyo na hawakan lahat yan dahil sakin lahat ng mana, ako BUNSO!  Hahahaha!!!

Christian: Bahala nga kayo dyan, may bahay naman ako BEH!

Biruan lang naman…hehehe!

A Family Portrait

Published March 5, 2009 by starvillanueva

Family portraits are often regarded with less importance and it is probably done once, maybe twice in a lifetime but it is important because among the first things we see when visiting a family’s home is a portrait.

We have a portrait back in 1993 taken professionally by Mr. Allen Villalon. That picture still looks new as if it was only taken a year ago not 16yrs ago. Since my mom doesn’t want to move any things, furniture or appliances from the house to another she said everything should be brand new. We’ve all decided that it’s about time to have a new family portrait! Mr. Allen Villalon couldn’t remember our faces anymore because who would recognize faces in negatives! plus 16 yrs had already passed!!!